Medicare part B offers coverage to the Medical coverage of the Medicare. In case if you or your spouse paid for the Medicare during your employment for prescribed period of time, you may have to pay just for the part B premiums after the eligibility period of 65.
These are the following things covered under the Medical expenses (It is to be noted that the coverage is limited and confined to a set of services):
They include the doctor visits, Medical equipment use at home such as the wheelchairs and walkers oxygen cylinders etc. They also cover for emergency room use for a short span of time. Mental health care services are also offered as a part of this.
The coverage under this is for the laboratory tests such as the blood, urine and radiology tests like the x-ray, scanning etc., along with certain cancer screening tests.
The importance of the preventive visits is increasing day after day among the Medicare official as well as the beneficiary circles. This is because the health issues brought to light early cost very less and hence save a lot to the state.
The preventive visits include vaccinations or any other sorts of preventive care. It is not just a matter of concern of the costs, but also the patient responds to the treatment well in case the disease is diagnosed in the very early stages of the disease.
This does not cover for the service unless in special cases like the:
If you wish to enhance the coverage to the part B, it is better to take a supplement or else a Medicare Advantage but not both.