Medicare is a health insurance program that is run by the federal government of the United States for people above 65 years of age and for people with certain disabilities. There are many sections of Medicare that covers different services like doctor’s visits, lab tests, surgeries, home care and nursing facilities. In Missouri, a person is eligible for Medicare when they turn 65. People less than 65 will be eligible only if they are found to have permanent disabilities or diagnosed with End- Stage Renal Disease.
Medicare in Missouri Part A is based on the following 3 factors:
Medicare Part A Requirements
Medicare Missouri Part A covers services like Home health services, hospice care, nursing facility care, hospital care and nursing home care. Most of the residents of Missouri are automatically enrolled in Medicare Missouri Part A if they have worked for 10 years. Most people would not have to pay a monthly premium for Medicare Missouri Part A because they would have paid for it while in workforce. If a person has not worked for 10 years or has not paid for the Medicare while working they still will be eligible for Medicare Missouri Part A provided they pay a monthly premium for it. The amount of premium varies according to the period of time a person has worked.
Medicare Part A Coverage
Medicare Missouri Part A helps primarily pay for the following:
Inpatient Hospital Stays
This covers the various hospital services such as rooms, meals, nursing and other hospital supplies. Coverage will not include private duty nursing, blood, and private room unless medically necessary
Medicare Missouri Part A pays for skilled nursing facility if it is medically necessary and the patient’s condition requires daily skilled nursing or skilled rehabilitation services.
Home Health Care
Medicare Missouri Part A pays for this service if the doctor says that these services are needed. The service covers Medicare for the first 60- day period and will continue to receive care as long as one is eligible.